Tech Company Personal / Advertising Injury Coverages

The standard General Liability policy covers “personal injury” and “advertising injury” unless the insured is in the business of advertising, broadcasting, publishing, or telecasting. For this reason, there is no coverage for IT firms that are in the business of designing...

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http://www.insurancefortechs.com/tech-company-personal-advertising-injury-coverages.html

Fax Blast Class Action Lawsuits

In the recent Florida Supreme Court case of Penzer v. Transportation Insurance Company, the court ruled that the standard General Liability policy form covers lawsuits alleging that fax blasts are in violation of the federal Telephone Consumer Protection Act (TCPA).
 In this case, a class...

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http://www.insurancefortechs.com/fax-blast-class-action-lawsuits.html

Advertising Injury Coverage Gaps Requires Cyber Liability for Many Non-Media Firms

The 1986 ISO General Liability policy form provided relatively broad coverage for advertising injury for non-media companies. On the other hand, media companies such as newspapers, television stations, and advertising agencies were required to purchase a special Media Liability policy. However,...

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http://www.insurancefortechs.com/advertising-injury-coverage/